Introducing new insurance partner

In the Q3 2024 issue of P&H Engineering, I shared the findings of a member research exercise designed to help us better understand what you value most from your CIPHE membership and where you would like us to focus our efforts next.

The responses were clear. Alongside professional development and technical support, access to professionally relevant insurance services ranked as the third most requested new membership benefit. Given that a significant proportion of our members are business owners, this reinforced what we already know: protecting your business, your people and your reputation is a fundamental part of being a professional in our sector.

Acting on that feedback, the CIPHE undertook a structured tender exercise to identify an insurance partner capable of meeting both the practical needs of our members and the professional standards expected of our Institute. Our assessment focused on sector understanding, quality of cover, claims support, and the ability to deliver genuine value as part of your membership.

The following article introduces the outcome of that process and explains how CIPHE members can now access tailored insurance support through our appointed partner, Marsh Commercial – translating member insight into a tangible benefit to support you and your business.

Enjoy an exclusive 10% discount

CIPHE members can benefit from an exclusive 10% discount* on tailored business insurance through Marsh Commercial, our specialist insurance broker dedicated to protecting our members across the UK.

As part of Marsh – the world’s leading insurance broker with over 150 years of expertise – Marsh Commercial understands the unique risks faced by plumbing and heating businesses. This discount helps CIPHE members save on essential insurance cover and protect your livelihood, teams, and reputations.

Protection that works for you and your business

Through our partnership, you can now access a comprehensive range of insurance solutions arranged by Marsh Commercial, including:

• public liability insurance – protecting you if something goes wrong on a job
• employers’ liability insurance – keeping you compliant and your team protected
• professional indemnity insurance – covering your advice and work.

You can also benefit from wider business protections, such as contractors’ insurance, commercial fleet and mini-fleet cover, personal accident insurance, directors’ and officers’ liability, premises insurance, goods in transit cover, business travel insurance, and crime and cyber liability insurance.

Whatever stage your business is at, Marsh Commercial can help arrange cover that’s shaped around you, not a generic one-size-fits-all policy.

Our priority at the CIPHE is supporting you and your business. By working with Marsh Commercial, we help you protect what matters most and give you the peace of mind to focus on delivering high-quality plumbing and heating services.

Grant Barnfather, national sales leader for Affinity Schemes at Marsh Commercial, says: “We are proud to support CIPHE members. Our goal is to provide tailored insurance solutions that give you confidence, knowing your business is properly protected and your insurance is handled by experts who understand your profession.”

We’re here to support you - every step of the way

We are committed to helping you protect, strengthen, and grow your business. Take full advantage of your member benefits and discount by speaking with Marsh Commercial today on 0330 828 6279 or request a callback.

We want you to feel confident that your insurance meets the standards expected of our profession. Marsh Commercial’s dedicated team understands those standards and understands you as a CIPHE member. That means you benefit from:

• specialist advice that reflects your day-to-day risks
• cover aligned with the expectations of a CIPHE professional
• claims advocacy that helps you achieve fair and timely outcomes
• support throughout your policy, not just at renewal.

We know how important it is for you to have trusted help when you need it – and this partnership ensures exactly that.

* UK CIPHE members are eligible for a 10% discount on Marsh Commercial’s tradesperson insurance package through Allianz or Contractors Combined package through Markel. Discount does not apply to all insurers, is subject to meeting insurer standard criteria, and is for new Marsh Commercial customers.

The Chartered Institute of Plumbing and Heating Engineering (CIPHE) is an introducer appointed representative of Marsh Ltd. Marsh Commercial is a trading name of Marsh Ltd. Marsh Ltd is authorised and regulated by the Financial Conduct Authority for General Insurance Distribution and Credit Broking (Firm Reference No. 307511). © 2026 Marsh Ltd. Registered in England and Wales Number: 1507274, Registered Office: 1 Tower Place West, Tower Place, London EC3R 5BU. All rights reserved.